HOMEOWNERS INSURANCE

Homeowners Insurance

Home Insurance for the New Hartford & Utica, NY Area

A home is one of the largest investments of both time and money that a person can make in their life.  It is not only crucial to make sure you protect this investment, but it is frequently required by the lending company through whom you received your mortgage. While an insurance policy cannot replace what you lose, it can help to restore your financial standing. At Bonomo Insurance Agency, we will work to bundle the home insurance coverage you need to ensure that your property and best interests are covered. Read below for the different types of coverage that are available. 
Call us to schedule an appointment to discuss your homeowners’ insurance needs. We cover homes all throughout Central New York including New Hartford, Utica, Rome, New York Mills, Marcy, Clinton, Schuyler, Frankfurt, Yorkville, Waterville, Oriskany, Whitesboro, Remsen, Poland, Old Forge, and all other towns that make up CNY! 
home insurance New Hartford NY

Dwelling

Dwelling refers to your home – the actual physical building itself.
Other Structures
Other structures refer to detached garages, sheds, or any other free-standing structure on your property.
Contents
This refers to your television, furniture, appliances, and any other objects of value inside your home.
Loss of Use
This will reimburse additional living expenses incurred from a covered loss.
Personal Liability
This covers any damages incurred by anyone who was injured on your property, whether you were on the premises at the time, or not.
Medical Pay
This is coverage for someone other than the insured if they are hurt or injured on your property, regardless if you are proven negligent or not.
Property/Dwelling Form
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